Nevertheless, teenagers are not protected from sexual assaults. They were also less likely than their peers to use condoms in actual life. The study found that their main source of sexual content was porn for teens. In the Rothman study in the Rothman study, 72 high school students were exposed to a variety of sexually explicit content. Teen porn can be a dangerous thing to watch.

This entry was posted in Uncategorized by Paul Roelofse. Using your income wisely will give you peace of mind which is the ultimate benefit of a sound financial plan. As long as you have set aside your 30% for provisions you can do what you want to with the rest. Paying off this debt sooner than later will provide you with more disposable income to either save more of or improve your standard of living. So your repayments on your car and house should not exceed 30% of your earnings. The cost of your debt should ideally be below 30% of your income. If you need to buy a house or car you are well positioned financially to afford it. You will have funds in place for funds a deposit on cars, holidays, emergencies….even if you are retrenched you can carry yourself for 6 moths. You have insured yourself and your assets for any unforeseen expenses and have cash and investments in place for the next 5 years. You could also consider unit trusts and exchange traded funds. A super place to invest is a tax free savings account. Once in place you should then allocate your savings to the medium term (5 years). A money market account is ideal for this provision. The investments should initially aim for the short term to build up enough to cover your monthly expenses for 6 months.

They should be able to provide sufficient financial support to maintain your monthly needs.

These provisions provide safety nets should you face a life changing event. This includes medical aid, insurance and investments. It could be a death, disablement, marriage, divorce, retirement….Īllocate 30% of your income to provisions for the maintenance of your lifestyle. Wether you earn R10 000 or a R100 000 per month the basic objective in your financial planning is to be able to maintain the standard of living that you have accustomed yourself to no matter what life changing event comes your way. You work hard for your money so use it wisely.

Diskcryptor portable washing